Terms and Conditions: LyteWinners Christmas Sure-Win Giveaway, Lucky Draw, and Cashout Bonus Prizes

Last updated: 29 September 2020

1. General

1.1 The LytePay Christmas Sure-Win Giveaway (“Sure-Win Giveaway”), Lucky Draw (the “Lucky Draw“) and Cashout Bonus Event (the “Cashout Bonus Event“) are three separate and concurrent promotional activities organised by Lytepay Pte. Ltd. (“LytePay” or the “Organiser”).

1.2 These terms and conditions govern your participation as a Participant (the “Participant” or “Sure-Win Giveaway Participant” or “Lucky Draw Participant” or “Cashout Bonus Participant“) in the Sure-Win Giveaway, the Lucky Draw and the Cashout Bonus Event. You can also view additional applicable terms of use as well as other policies found on the Organiser’s website at https://www.lyteventures.com/legal/. Please read these terms and conditions carefully before participating in the Sure-Win Giveaway and/or the Lucky Draw.

1.3 By participating in this Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event, you agree to be bound by these terms and conditions, including any applicable terms of use found on the Organiser’s website at https://www.lyteventures.com/legal/, and you represent and warrant that all details that you have provided are true, accurate and complete.

2. Eligibility

2.1 The LytePay Sure-Win Giveaway, the Lucky Draw and the Cashout Bonus Event are open to all verified LyteWinner Participants unless he/she opts out of the activities by notifying LytePay at rewards@lytepay.co. LyteWinner Participants who are not verified are not eligible to participate. In addition, the following classes of persons are also not eligible for the Sure-Win Giveaway, the Lucky Draw and the Cashout Bonus Event: –

2.1.1 directors and employees of the Organiser, its subsidiaries and related companies;

2.1.2 immediate family members of the persons who fall within the class of person referred to in Clause 2.1.1. above. Immediate family members mean spouses, children, parents, parents-in-law and siblings;

2.1.3 any person who is or becomes insane, deceased, insolvent or the subject of a criminal investigation, or has criminal proceedings instituted against him/her in any jurisdiction

2.1.4 any person whose participation in and/or association with the Sure-Win Giveaway, the Lucky Draw and the Cashout Bonus Event may cause (in the sole and absolute opinion of the Organiser) the Organiser, LytePay, and/or any person the Sure-Win Giveaway, the Lucky Draw and the Cashout Bonus Event any disrepute, contempt, scandal, ridicule, or cause the Organiser or LytePay, to be perceived unfavourably; or

2.1.5 any other person or class of persons deemed ineligible or notified by the Organiser as being ineligible from time to time.

2.2 The Organiser reserves the sole and absolute discretion to determine the eligibility of any person in relation to the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event, and the Organiser may at any time before, during or after the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event disqualify any person from participating in the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event without providing any reasons.

3. Promotional Period

3.1 This Sure-Win Giveaway, the Lucky Draw and the Cashout Bonus Event shall run from Tuesday, 30 September 2020 0000h to Sunday, 20 December 2020 2359h (the “Promotional Period”).

3.2 Notwithstanding the above, the Organiser will recognise all cashouts made from 20 August 2020, 0000h as part of the Sure-Win Giveaway, the Lucky Draw and the Cashout Bonus Event and shall disburse the prizes for the respective promotional events accordingly.

3.3 The Organiser reserves the right to change the Promotional Period.

4. Cashout Bonus Event

4.1 Prizes will be given out on a weekly and monthly basis. One (01) prize per week will be awarded for the LyteWinner Participant with the highest cashout amount for the relevant week. The weekly prize will be awarded for a total of 17 weeks. One (01) prize per month will be awarded for the LyteWinner Participant with the highest cashout amount for the relevant month for a total of three (03) months.

4.2 Prizes are cumulative in nature. For the avoidance of doubt, a LyteWinner Participant may be awarded both the weekly and monthly prize for a particular month (or months) if he or she cashed out the most for the relevant week(s) and that particular month (or months).

4.3 The relevant time periods are as follows: –

Weekly Prizes Period Monthly Prizes Period
1st Week: 20/08/2020 – 30/08/2020 1st Month: 20/08/2020 – 23/09/2020
2nd Week: 31/08/2020 – 06/09/2020 2nd Month: 24/09/2020 – 31/10/2020
3rd Week: 07/09/2020 – 13/09/2020 3rd Month: 01/11/2020 – 30/11/2020
4th Week: 14/09/2020 – 20/09/2020  
5th Week: 21/09/2020 – 27/09/2020
6th Week: 28/09/2020 – 04/10/2020
7th Week: 05/10/2020 – 11/10/2020
8th Week: 12/10/2020 – 18/10/2020
9th Week: 19/10/2020 – 25/10/2020
10th Week: 26/10/2020 – 01/11/2020
11th Week:  02/11/2020 – 08/11/2020
12th Week: 09/11/2020 – 15/11/2020
13th Week: 16/11/2020 – 22/11/2020
14th Week: 23/11/2020 – 29/11/2020
15th Week: 30/11/2020 – 06/12/2020
16th Week: 07/12/2020 – 13/12/2020
17th Week: 14/12/2020 – 20/12/2020

4.4 The weekly and monthly prizes for the Cashout Bonuses, which shall be disbursed through a top-up to the LyteWinner’s Talent Card, are as follows: –

Prize Tier Number of Prizes Prize Amount
Weekly Prize 1 x 17 weeks SGD 100.00
Monthly Prize 1 x 3 months SGD 1,000.00

4.5 In addition to the above, there will also be Grand Prizes given out to the top few LyteWinner Participants with the highest cumulative cashout amounts at the end of the Promotional Period. The Grand Prizes, which will be disbursed by way of a top-up to the LyteWinner’s Talent Card only, are as follows: –

Prize Tier Number of Prizes Prize Amount
1st Prize (Top Cashout Winner) 1SGD 10,000.00
2nd Prize 1 SGD 5,000.00
3rd Prize 1 SGD 3,000.00
Consolation Prize 10 SGD 200.00

5. Sure-Win Giveaway Participation

5.1 To participate in the Sure-Win Giveaway: –

5.1.1 a LyteWinner Participant must, during the Promotional Period, use LytePay to make qualifying cashout amounts. Doing so automatically enrols him/her in the Sure-Win Giveaway, the Lucky Draw and the Cashout Bonus Event separately; and

5.1.2 the cumulative amount of LytePay cashouts (hereafter termed “Cashout Amount”) for a LyteWinner will be continuously aggregated over the Promotional Period.

6. Rewards

6.1 The rewards which a LyteWinner Participant can earn will be published on the Organiser’s Platform and/or Facebook and/or Instagram accounts and/or the Organiser’s website here and/or any other social media or video platform.  These rewards will be updated from time to time at the Organiser’s discretion.

6.2 The Prizes are non-redeemable for cash and/or any other items, and it is non-transferable, non-assignable, and non-refundable and non-exchangeable for cash, credit, goods, benefits-in-kind, unless otherwise stated.

6.3 The Organiser reserves the right to substitute alternative prizes which may not be of equivalent value at any time by giving notice on our Platform, our website, or otherwise notifying the relevant LyteWinners.

7. Notification and Collection of Rewards

7.1 A LyteWinner Participant shall be able to collect the relevant reward(s) provided that he or she is a property agent of ERA Realty Network Pte Ltd when he or she qualified for the corresponding reward. Upon qualifying for each tier of rewards, LytePay will notify each LyteWinner Participant by way of email. The LyteWinner Participant will thereafter be able to claim the reward in accordance with the collection instructions in the aforementioned email notification.

7.2 For all Talent Card top-up rewards, the appropriate reward amount shall be transferred into the LyteWinner Participant’s Talent Card automatically within ten (10) business days from the date the LyteWinner Participant met the corresponding requirement.

7.3 All rewards are provided on an “as is”, “with all faults” and “as available” basis. The Organiser does not warrant, represent or guarantee the usability or quality of the rewards, or that the claims made by the manufacturers, distributors and/or service providers of the rewards are accurate. To the fullest extent permitted by the law, the Organiser disclaims all warranties (whether express or implied) including but not limited to warranties that the rewards will meet LyteWinner Participants’ requirements, warranties of satisfactory quality, warranties of merchantability or fitness for a particular purpose. All warranty claims with regard to a reward shall be directed to the applicable manufacturer/service provider and not to the Organiser. Upon the issuance of a prize to a winning LyteWinner Participant, neither the Organiser nor its employees, directors, officers, agents or assignee shall be responsible or liable in any way to any person for any rewards that are tampered, damaged, or not working properly.

8. Lucky Draw

8.1 One (1) LytePoint provides a Lucky Draw Participant with one (01) Lucky Draw chance.

8.2 The total number of chances that each Participant has will be tallied on the final day of the Promotional Period.

9. Prizes

9.1 There will be three (03) lucky winners being the Lucky Draw Participants who stand to win: –

Prize Duration Number of Prizes
Tesla Model 3 Six (06) months lease 1
Mercedez-Benz CLA Coupé Six (06) months lease 2

9.2 The draw sequence for the prizes shall be as follows: –

9.2.1 first, two (02) winners for the six (06) months lease to a Mercedez-Benz CLA Coupé will be randomly chosen;

9.2.2 second, one (01) winner for the six (06) months lease to a Tesla Model 3 will be randomly chosen; and

9.2.3 third, three (03) substitute winners for will be randomly chosen to replace the winners (in the case where any one of the winners is deemed not eligible or is disqualified).

9.3 Each Lucky Draw Participant is only eligible to win one (01) prize. Once a winner for a prize has been chosen, all of his/ her outstanding chances will be nullified and removed.

9.4 In the event that any winner is found to be ineligible or is disqualified, the Organiser reserves the right to draw a substitute winner.

9.5 The Prizes are non-redeemable for any other items, and are non-refundable and non-exchangeable for credit, goods, benefits-in-kind, unless otherwise stated.

9.6 The Lucky Draw prizes are sourced from and supplied by Trusty Cars Pte Ltd (doing business as “Carro“). The prize winners must agree to and be subject to the terms and conditions of Carro and any other agreements and terms and conditions as required by the Organiser, including any transfer agreement, indemnity, and release. The Organiser shall at all times, not be liable for any loss, injury, damage, or harm suffered as arising out of or in connections with the prizes under this Lucky Draw.

9.7 The Lucky Draw prizes do not include any form of insurance (including car insurance), which the winners have to purchase for themselves on a pay-as-you-go basis through Carro. The Organiser will not be responsible for purchasing the insurance for the winners.

9.8 The Organiser reserves the right to substitute alternative prizes which may not be of equivalent value at any time by giving reasonable notice on LytePay or otherwise notifying the relevant winners.

10. Lucky Draw and Location

10.1 The Lucky Draw shall be held at the Organiser’s office at 6 Bukit Pasoh Road, #02-00 on 21 December 2020 at 1500h.

10.2 The Lucky Draw will also be streamed online on our website and/or through our Facebook page and/or YouTube page.

10.3 The Organiser reserves the right to change the location of the Lucky Draws without prior notice.

11. Method of Draw

11.1 The winners of the Lucky Draw will be randomly chosen via a computerised system which will randomly determine the winning ticket of each draw.

11.2 Each Lucky Draw Participant will be electronically issued their individual ticket(s) by way of email, based on the number of LytePoints which they have accumulated during the Promotional Period. Lucky Draw Participants can have multiple chances for the Lucky Draw depending on the number of LytePoints they have accumulated in accordance to the following conversion ratio: –

1 LytePoint = 1 Lucky Draw chance

11.3 On the day of the Lucky Draw, the total number of Lucky Draw tickets will be tabulated, and the draw script shall randomly choose a Lucky Draw ticket. The Lucky Draw Participant who holds the winning ticket shall be the winner for that particular draw.

11.4 The Lucky Draw will be opened to and can be witnessed by members of the public who are eighteen (18) years old and above subject to the appropriate safe distancing measures, capacity restrictions, and/or other relevant limitations imposed by the Ministry of Health of Singapore or equivalent regulatory authorities. The Lucky Draw shall be conducted in accordance with the necessary safe-distancing measures as required by the Singapore Government.

11.5 The draw script will also be made available for inspection by the public upon request within seven (07) days.

12. Notification and Collection of Lucky Draw Prizes

12.1 All winners will be notified by the Organiser through the LytePay application/email/telephone and via official post within (07) calendar days from the Lucky Draw Date. The results of the Lucky Draw will be published online on the LytePay platform one (01) calendar day from the Lucky Draw Date. For the avoidance of doubt, a winner shall be able to collect the relevant prize(s) provided that he or she is a property agent of ERA Realty Network Pte Ltd when he or she won the corresponding prize. In the event that a winner is no longer a property agent of ERA Realty Network Pte Ltd at the time of the Lucky Draw, he or she shall be deemed to be disqualified as a LyteWinner Participant.

12.2 For all Lucky Draw Prizes, the appropriate prize amounts shall be transferred into the LyteWinner Participant’s Talent Card automatically within ten (10) business days from the date the LyteWInner Participant met the corresponding requirement.

12.3 For the top three (03) prizes, LyteWinner Participants shall only be eligible to collect the prizes after providing the Organiser (a) a selfie and testimonial as requested by the Organiser, and (b) participating in the photography session that the Organiser shall organise within 30 days from the Lucky Draw Date.

12.4 All prize monies from the LytePay Sure-Win Giveaway, the Lucky Draw and the Cashout Bonus Event shall be disbursed into the LyteWinner Participant’s Talent Card only. Prize monies shall not be provided to the LyteWinner Participants by way of cash or through a bank transfer into the LyteWinner Participant’s bank account(s) or through any other methods of transfer.

12.4.1 If the LyteWinner Participant does not have a LytePay Talent Card, he/she will not be able to receive any of the cash Prizes he/she would have been entitled to from his/her participation in the LytePay Sure-Win Giveaway, the Lucky Draw and the Cashout Bonus Event.

12.4.2 If a LyteWinner Participant is eligible for any of the cash Prizes due to his/her participation in the LytePay Sure-Win Giveaway, the Lucky Draw and the Cashout Bonus Event, he/she shall apply for the LytePay Talent Card within ten (10) business days from the day he/she is eligible for the Prize, failing which, the cash Prize will be withdrawn and be deemed forfeited.

12.4.3 Following Clause 12.4.2, another winner (the “Substitute Winner“) will be chosen in place of that LyteWinner Participant within ten (10) business days in the same method of draw stated at Clause 11. Thereafter and all Terms and Conditions herein, in particular Clauses 12.4.1 and 12.4.2, will similarly apply to him / her.

12.4.4 If despite Clause 12.4.3 the prize remains unclaimed, the Organiser will retain the prize money and in its sole discretion utilise the prize money for its future marketing and/or promotional activities

12.5 The Organiser bears no responsibility for inaccurate information provided by the winners or any non-receipt of the prizes as a result of the inaccurate information provided by the winners.

12.6 The winners shall be responsible for any applicable personal income taxes, custom fees, duties, fines, levies, assessments and other taxes payable in relation to the prizes under the laws of Singapore or of any other country, as the case may be. If the Organiser receives a request from any tax authority (whether local or overseas) to pay such taxes, fees, duties, fines, levies and/or assessments on behalf of the winners, or to withhold payments to the winners in order that the Organiser may subsequently so pay any of the abovementioned taxes, fees, duties, fines, levies and/or assessments, the winners hereby authorises the Organiser to comply with the terms of such request.

13. Data Protection

13.1 By participating in the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event and/or otherwise consenting to be a part of the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event: –

13.1.1 the LyteWinner Participant consents to the Organiser’s collection, holding, storage, use, processing, transfer, disclosure and/or reporting (whether directly or indirectly) to any relevant third party, of his/her personal data and/or information provided to the Organiser, including but not limited to, for the purposes of administering his/her participating, organising and promoting the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event, or otherwise for the purposes relating to the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event; and further consents and acknowledges that his/her personal data and/or information: –

13.1.1.1 will also be processed in line with the Organiser’s privacy statement available at https://www.lyteventures.com/legal/privacy-policy/; and

13.1.1.2 may be used in accordance with the Organiser’s policies, terms and conditions or notices made available by the Organiser to him/her from time to time;

13.1.2 the LyteWinner Participant agrees that any personal information collected by the Organiser about the LyteWinner Participant (as provided or supplied by the LyteWinner Participant) can be used by the Organiser, and also disclosed to, and used by, persons who are involved in operating or promoting the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event on behalf of the Organiser (including the Organiser’s service providers, other members of the Organiser’s Group and the Organiser’s Group service providers). The LyteWinner Participant’s personal information will not be shared with any other third party for purposes outside the operation or promotion of the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event, including marketing; and

13.1.3 the LyteWinner Participant consents to the use of his/her personal data for marketing purposes, including but not limited to the use of his/her telephone number to contact him/her about products and promotions offered by the Organiser from time to time via telephone, SMS or multimedia messaging. Such consent will also prevail even if the LyteWinner Participant is registered or subsequently registers his/her contact information with the national Do Not Call Registry; and

13.1.4 the LyteWinner Participants who have won prize(s) in the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event agree to be photographed as a winner and further agrees that his or her photograph(s) may be used for promotional purposes and may be published on the Organiser’s website, platform or through email or other relevant publicity material.

14. Limitation of Liability

14.1 By entering the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event, all participants agree to release, discharge, and hold harmless the Organiser and its partners, affiliates, subsidiaries and their employees, officers, directors and representatives from any claims, losses, and damages arising out of their participation in this Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event or any Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event -related activities or for (i) any printing or typographical errors in any materials or communication associated with the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event, (ii) any technical malfunction and/or problem with the rewards, and (iii) any use of the rewards.

14.2 Acceptance of any reward and/or prize shall constitute a release and discharge of the Organiser by each recipient from any and all liability, claims, demands, causes of action, and/or damages which the recipient may have, whether known or unknown at the present time, of any nature whatsoever, arising out of or relating to: (i) the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event, (ii) property damage, theft or loss suffered by the winner as a result of the use and/or enjoyment of the prize, and/or (iii) any tax liabilities in relation to the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event, reward and/or use or enjoyment of the same.

14.3 The Organiser is not responsible for any problems with or technical malfunction of any telephone network or lines, cellular or fibre networks, computer online systems, servers or providers, computer equipment, software, failure of any entry to be received on account of technical problems or traffic congestion on the Internet or at any website, human errors of any kind, or any combination thereof, including any injury or damage to participants’ or any other persons’ computers related to or resulting from participation, uploading or downloading of any materials related to in the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event.

15. General Terms and Conditions

15.1 The Organiser reserves the right, in its sole and absolute discretion, to modify, suspend, withdraw and/or terminate the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event (or any part thereof) for any reason, including if a computer virus, bug, unauthorised human intervention or other cause (a “Disrupting Event”) corrupts or impairs the administration, security, fairness, judging, or proper play of the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event.

15.2 To the extent that the Organiser suffers any claim, loss, damage, expenses or judgement due to the acts or omissions (including, but not limited to, the participation in the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event and the breach of any of these terms) of LyteWinner Participants, each LyteWinner Participant agrees to indemnify and hold the Organiser and its respective officers, employees and agents harmless.

15.3 The Organiser may at any time vary, modify, add or delete any of these terms without prior notice or reason.

15.4 The Organiser’s decision on all matters arising out of or in connection with the Sure-Win Giveaway and/or Lucky Draw and/or the Cashout Bonus Event is final, conclusive and binding. There shall be no obligation for the Organiser to disclose the reasons for its decisions. No correspondence will be entertained.

15.5 These terms and conditions are to be read in conjunction with and alongside the Organiser’s Terms of Use of the Lyte applications at https://www.lyteventures.com/legal/, as well as other terms and conditions if applicable (the “Other Terms”). If there are any inconsistencies between these terms and the Other Terms or any advertising material, these terms prevail only to the extent of such inconsistencies.

15.6 A person who is not a party to these terms and conditions has no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of these terms and conditions.

15.7 These terms and conditions are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore in the determination of any matter or dispute arising in connection therewith.